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About Dr. Janina Heinz

Janina is a financial services regulatory specialist. Her broad practice covers advisory work for global financial institutions and fintech companies, M&A transactions in the financial services sector and investigations/enforcement-related matters.

Janina also advises clients in non-contentious and contentious proceedings with financial supervisory authorities such as the European Central Bank (ECB) and the German Financial Services Supervisory Authority (BaFin). She has previously worked as legal counsel for the ECB.

Janina writes and presents regularly on financial services regulatory issues. She speaks German and English.

Recent work

  • Advising Unicredit on the change of the legal form of its German subsidiary
  • Advising PayPal on the sale of European “Buy Now Pay Later” receivables to KKR
  • Advising J.P. Morgan on the combination of its business in continental Europe into J.P. Morgan SE
  • Advising DZ Bank on the sale of the Aviation and Land Transport Finance business of its subsidiary DVB Bank SE
  • Advising various global banks on their Brexit reorganisation
  • Advising the senior management of a bank in the context of external investigations into alleged misconduct



  • United World College of the Atlantic, Wales
  • Bucerius Law School, Hamburg, Germany (Dr iur)
  • Duke University School of Law, USA

Professional qualifications

  • Rechtsanwältin, Germany