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About Carl Hotton

Carl is a senior associate in our global transactions practice and member of the firm's financial institutions group.

He specialises in advising on corporate transactions in the global insurance sector, including mergers and acquisitions, business transfers, group re-organisations and insurance regulatory advice.

In addition to his transactional work, Carl is a member of the firm’s Insurtech Committee and closely involved with the ‘Freshfields Hub’ advising on developments in legal tech. Carl has also had a client placement to the legal team of a major global insurance broker and has spent time on secondment in Shanghai, China.

Carl is fluent in Finnish and is on the firm’s Nordic Committee.


Recent work

  • Advising The Equitable Life on its complex restructuring and sale to Reliance Life, including the solvent scheme of arrangement and insurance business transfer scheme.
  • Advising Centerbridge Partners on its acquisition of Canopius, a Lloyd’s of London insurance business, from Sompo Japan for $952m.
  • Advising ReAssure Group on its acquisition of the heritage life and pensions division from Quilter plc for £425m.
  • Advising Canopius on: (i) its purchase of the AmTrust at Lloyd’s business, reverse investment by AmTrust and complex reinsurance arrangements; and (ii) the interlinked inward investment by Samsung.
  • Advising several large insurance groups in connection with Brexit, including each of AIG and Lloyd’s on the restructuring of their European operations.
  • Advising Swiss Re on its acquisition of the mature savings business from Legal & General for £650m.
  • Advising AIG Life on its acquisition of Ellipse from Munch Re.
  • Advising The Hartford Financial Services Group on the sale of its UK property and casualty run-off insurance subsidiaries, with gross reserves exceeding $650m, to Catalina Holdings.
  • Advising AIG on the sale of its interest in Ascot, a Lloyd's platform, to Canada Pension Plan Investment Board for a total transaction value of $1.1bn.



  • University of Southampton, UK (law, LLB)

Professional qualifications

  • Solicitor, England and Wales

Professional memberships

  • British Insurance Lawyers Association